LANDLORD GUIDE
This APOA guide is general community education for landlords. It is not legal, financial, or tax advice. Please check current state rules and seek qualified advice for your own situation.
Landlord insurance can help reduce financial risk from tenant damage, rent default, legal liability, building issues, and other rental-related losses.
Coverage differs between insurers, so landlords should read policy terms carefully and consider what risks are most relevant to their property.
Insurance does not replace good screening, inspections, maintenance, and record keeping, but it can be an important part of risk management.