Community contributors: RoyW, Dean灬光, 欢乐熊, Lin
Summary
Key Points
Why it matters: SMSF 一直是部分投资者配置房产的重要工具。政策变化将直接影响未来利用养老金杠杆投资住宅物业的路径。
群友讨论联邦政府与绿党达成协议，未来可能禁止 SMSF 使用 LRBA 贷款购买住宅物业。现有安排预计获得祖父条款保护，但未来新增住宅投资策略可能需要调整。商业地产暂未受到影响。对于计划通过 SMSF 配置房产的投资者来说，后续立法进展值得持续关注。
Practical Takeaway
Use this note as a practical prompt before making decisions. Check the rules in your state, keep written records, and seek qualified advice where needed.
Disclaimer
This note is edited by APOA from community discussions with private details removed where possible. It is general information only and is not legal, tax, financial, or property management advice.